The semiconductor industry is poised for strong growth, driven by AI, autonomous driving, IoT, and 5G, despite supply chain and geopolitical challenges. Intel struggles with AI and cloud computing ...

Having spent over 2 decades in banking and financial services, I have seen how financial models evolve, but never at the speed seen today. AI is reshaping credit risk assessment, offering a more ...

Risk Culture is an upstream causal driver of nearly every downstream risk category — because how people behave determines how ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

Qiping Wang; Raymond Yiu Keung Lau; Wai Ting Eric Ngai; Thatcher, Jason Bennett; Wei Xu. Consumers' Opinion Orientations and Their Credit Risk: An Econometric Analysis Enhanced by Multimodal Analytics ...

Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. Fraudsters used to exploit a lack of signals. Today, they exploit ...

With the deadline being 1 April 2027, the regulator said banks have a year to prepare for the new framework that aims for ...

A Berkeley-trained quantitative researcher who developed quantitative approaches to align internal credit assessments with external benchmarks in line with Fede ...

Structural models of default are widely used to analyze corporate bond spreads, but have generally been unable to explain why risk premiums are as high as they are. This credit spread puzzle can be ...

Expected Credit Loss (ECL) will be a forward looking model wherein banks will need to assess whether the credit risk on a ...