A few decades ago, sending someone cash electronically — using something called a “smartphone,” no less — would have seemed like science fiction, an outtake from “Blade Runner.” Fast forward to 2017, ...

The future of fintech is bright, almost blindingly so, but many of the entrepreneurs in the industry fail to grasp what will eventually lead to the downfall of countless fintech firms, particularly ...

When it comes to banking, or investing in bank stocks, few things are as important as history. It's my opinion, in fact, that a deep and visceral appreciation for the historical swings of the credit ...

The resilience of the Black banking enterprise remained unbroken even in the face of the Freedman’s Bank’s failure and the Panic of 1873, which was felt for several years and contributed to the Long ...

Like many people who work in financial services, I’ve been fielding lots of questions from friends and family about the seemingly overnight implosion of crypto exchange FTX. To those who do not work ...

The vicious and unforgiving nature of the credit cycle will weed out fintech companies that don’t embrace strategic inefficiency and appreciate the necessity of saying "no." The future of fintech is ...

Rap artists, from Ice Cube to 2 Chainz, have amplified this phrase as a succinct depiction of the harsh realities within the financial world, where larger banks and affluent individuals exert their ...