Fixed expenses (rent, insurance) remain constant monthly, while variable expenses (groceries, utilities) fluctuate. The 50/30/20 rule allocates 50% for needs, 30% for wants and 20% for savings and ...

Buying a home feels like crossing the finish line, but the monthly mortgage payment is just the beginning. Most new ...

Right now, many people are spending 33.7% of their paycheck on housing, according to Attom, a company that tracks real estate analytics. For context, housing lenders want you to spend 28%. “When you ...

Make your budget work for your real lifestyle—not the one on spreadsheets Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit ...