Annuities offer guaranteed income and tax-deferred growth, but downsides may include high fees and opportunity costs.

Sometimes, it's better to have a low guaranteed return than it is to take a big risk that might pay off (or might not). That's the approach more people are taking amid tariffs and geopolitical ...

Adam B. Frankel is a personal finance writer and financial adviser with over 30 years of experience. When he’s not managing money in the stock market, he teaches financial topics and other core ...

I have spent my career looking for new ways for retirees to create income — particularly safe, lifetime income — and at the same time meet their objectives for legacy, inflation protection, liquidity ...

Annuity sales are soaring, because retirees and pre-retirees want more guaranteed income and principal protection. Annuity sales increased to $223 billion in the first half of 2025, 3% higher than in ...

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Most advisors are familiar with fixed index annuities and have used them in their client portfolios Annuity contracts have become an increasingly consistent part of financial advisors’ client ...

Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...

Three decades after the first insurance company tied a product return to an index, those now-fully mature indexed products continue to dominate sales, innovation and regulatory discussions. The allure ...

Annuities are a tool that can create reliable retirement income that can last as long as you do. Each annuity is a contract between you and an insurance company: You provide the company money now, and ...

Driven by favorable interest rates and an aging Baby Boomer demographic, U.S. annuity sales are expected to hit a near-record ...

“He claimed that fixed-rate annuities are the sparkly, rainbow-fairyland of investments.” ...