Learn how buyout settlement clauses in insurance contracts work, giving policyholders options to accept or reject settlement ...

We don't usually think of Santa when we shop for life insurance, but may find ourselves confronted with myriad clauses included in the applications' finer print. Historically, these clauses have ...

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GRAND RAPIDS, Mich. (WOOD) — Protecting your family on the road is about more than seat belts and safe driving. It’s also critical that you understand your auto insurance policy, especially if you ...

States are becoming increasingly hesitant about complying with the Patient Protection and Affordable Care Act (PPACA) by implementing a health insurance exchange. As a result, some are including ...

Virtually all insurance contracts contain a "cooperation clause" among the standard policy provisions. The clause places an affirmative duty on an insured to assist its insurer in the investigation ...

Learn how an aggregate extension clause groups small business losses into single claims, explore its advantages, and see practical examples in reinsurance.

Reasonable and customary clause is the primary reason for insurance claims rejection. Most insurance policyholders believe that once they are admitted to a hospital, the insurer will pay the bills.