FHFA and Fannie Mae have eliminated rigid minimum credit score floors (like 620) for conventional mortgages Lenders now can ...
Homebuyers who pay their bills on time may finally see their financial habits count for more.
Lenders using this tool can provide actionable, data-driven credit insights to help accelerate approvals and borrowers achieve homeownership Global analytics software leader FICO (NYSE: FICO) today ...
FICO has fired its latest shot in the credit scoring wars, launching a direct license program that promises to slash costs for lenders by cutting out credit bureau markups. But not everyone is ...
Global analytics software leader FICO (NYSE: FICO) today announced that SharperLending Solutions, a subsidiary of Xactus and trusted verifications technology partner serving the mortgage industry, is ...
Today, the mortgage interest rate on a 30-year fixed mortgage is 6.02%, according to the Mortgage Research Center, while the ...
In 2026, a strong credit score can offer lower interest rates, easier loan approvals, cheaper insurance & better housing ...
FICO is launching a direct licensing program to allow mortgage tri-merge resellers to calculate and distribute credit scores directly to customers without the help of nationwide credit bureaus. The ...