Still, the number of Americans turning to these riskier loans has climbed sharply. The share of homebuyers using ARM loans has more than tripled over the past five years, according to the Mortgage ...

If you have high-interest debt, such as credit card debt, consolidating with a lower-interest-rate personal loan might reduce your interest costs and monthly payments. Borrowers with excellent credit ...

But when it comes to borrowing, many are understandably cautious. And with good reason: taking on debt can either move you forward or set you back, depending on how and why you borrow. ALSO READ: Why ...