Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while IRAs ...
Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled until Jan. 28, the CME FedWatch tool currently predicts a 14.4% chance that ...
Certificates of deposit continue to offer guaranteed returns without riding the market's ups and downs. That predictability matters when you're planning for specific goals like a home down payment ...
With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...
Wondering whether a no-penalty CD or everyday savings is the best place for your cash right now? The answer just got more interesting. After cutting rates three times in late 2025, the Federal Reserve ...
Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with accurate ...
Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. A ...
If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a ...
Six-month CDs continue to offer some of the highest savings yields Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ...
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