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If you plan to max out your contributions to your 401(k) or IRA next year, you will get to save a little more than you could ...

The IRS has announced new 401 (k) catch-up contribution limits for 2026. In its release on Thursday, the agency increased the 401 (k) contribution limit to $24,500 for 2026, from $23,500 this year.

Contribution limits for 401 (k)s, IRAs are going up in 2026, but most Americans are unable to reach them. Can you afford it?

Americans will be allowed to contribute more of their money to 401(k) and similar retirement saving plans next year.

The SECURE 2.0 Act of 2022 (“SECURE Act 2.0”) makes many changes impacting retirement plans. Among the most significant are ...

On September 15, the IRS issued final Treasury regulations implementing provisions of the SECURE 2.0 Act related to age-50 catch-up contributions under employer-sponsored retirement plans. While many ...

Under Secure Act 2.0 Section 603, 401(k) and 403(b) catch-up contributions for employees who are aged 50+ and who earned more than $145,000 in 2025 must make their catch-up contributions as Roth ...

On September 16, 2025, the U.S. Department of the Treasury and Internal Revenue Service (IRS) issued final regulations implementing the Roth catch-up contribution provisions of the SECURE 2.0 Act of ...

Catch-up contributions are extra retirement-account contributions workers 50 and older can make. Beginning in 2026, high earners will only be able to make catch-up contributions to Roth accounts. This ...

When the IRS published its final regulations governing Roth source catch-up contributions in the Federal Register on September 16, the countdown clock started. On January 1, 2026, employees age 50 and ...

For the past 24 years, workers age 50 or older have been able to supercharge their 401(k) accounts by making “catch-up” contributions as they approach retirement. But new rules from the IRS will ...