The COVID-19 pandemic has reshaped our lives in many important ways, and some of these changes are likely permanent. One significant change is that more older adults are moving back home with their ...

“What should I do?” Over the years, I’ve been asked innumerable times by people for advice about investments, insurance, and other financial matters in the hope that there is a simple, ...

So, you’ve decided to take the plunge and join a warehouse club. You think that for your family, the low prices on household staples will more than pay for the membership fee. The only question now is ...

There’s already a lot of misinformation out there about the Credit Card Competition Act. For once, most is apolitical, at least for now, since the act is a bipartisan bill. So let’s all just take a ...

If you’re preparing to buy your first home, watch out. Scammers are lurking everywhere, eager to con you at every stage of the process, from mortgage application to home inspection. And it’s not just ...

You can still find free checking accounts these days if you know where to look, but truly free checking accounts are in short supply at big banks like Wells Fargo and Chase. So the fact that the Chase ...

For most Americans, housing is the single biggest expense in their personal budget. According to the Bureau of Labor Statistics, the average household spends more than 30% of its after-tax income on ...

Going from rags to riches is essentially the American Dream. Whether it happens by way of a better-paying job or winning the lottery, some studies suggest that money can change your behavior – and not ...

I have an absurd number of credit cards. Most I never use, but because average credit account age is an important factor in credit score calculations, I’m very reluctant to cancel any. Looking through ...

A line of credit is an open-ended loan that allows you to borrow money as you need it. Credit lines can be secured by valuable collateral (like real estate) or unsecured. Common types of credit lines ...

Eco-conscious consumers know that trade-offs are a fact of life. Just about every purchase we make has a carbon footprint, as do activities as simple as flicking on the lights or turning on the air ...

The rise of online and mobile banking means that the lines between checking and savings accounts are blurrier than ever. Some digital financial platforms don’t even require you to open them separately ...