I was passed a fraudulent cashier's check. What should I do?
It may take weeks to discover that a cashier's check is fraudulent. In the meantime, the consumer may have irrevocably wired the funds to a scam artist or otherwise used the funds—only to …
Report a Scam or Fraud - HelpWithMyBank.gov
Overpayment scams - A scam artist sends you a counterfeit check. They tell you to deposit it in your bank account and wire part of the money back to them. Since the check was fake, you’ll …
The bank said forged checks were due to my negligence. What …
I just received my account statement and noticed there were forged checks. When I notified the bank, it claimed the forgeries were due to my negligence. What can I do? You should review …
Is check fraud covered by the bank’s insurance?
I cashed a check at my bank that was found to be fraudulent. Doesn't the bank have insurance to cover the loss so that I don't have to repay the bank? No. Federal Deposit Insurance …
Fraud - HelpWithMyBank.gov
What is check washing? Check washing is a form of check fraud. It involves the use of chemicals, such as bleach or acetone, by a thief to “wash” a check or money order stolen from the mail to …
After 60 days the bank doesn't have to address forged checks?
You generally have up to 30 days from the statement date to notify the bank of an error, including an unauthorized signature or an unauthorized alteration on a check. Please note: the time …
Am I liable for a fraudulent check that I deposit?
Not necessarily. Generally, if your bank credited your account, it can later reverse the funds if the check is found to be fraudulent. You should check your deposit account agreement for …
My bookkeeper forged the endorsement on checks. What can I do?
Alert your bank to the fraudulent transactions. Even when a bank pays a check with a forged endorsement, it is the account holder's responsibility to review the account statements and …
The bank paid a check that I didn’t sign. Why didn't they catch this?
The bank paid a check when it was obvious that the signature was not mine. Why didn't the bank catch this? Banks generally do not manually process checks. Each day, thousands of checks …
Can the OCC check my SSN for fraudulent credit activity?
Can the Office of the Comptroller of the Currency (OCC) check my Social Security number for fraudulent credit activity? No. The OCC does not monitor individuals' consumer credit …