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  1. Your FICO Score, from FICO | myFICO

    Get FICO Scores used by 90% of top lenders. Access credit scores, reports, monitoring, and identity theft protection in one place for confident applications

  2. What is a Credit Score? - myFICO

    What is a Credit Score? A credit score tells lenders about your creditworthiness (how likely you are to pay back a loan based on your credit history). It is calculated using the information in …

  3. How are FICO Scores Calculated? | myFICO

    Gain insights into understanding your credit score using myFICO! Discover crucial factors and effective strategies to improve it for better loans.

  4. Do Credit Inquiries Lower Your FICO Score? | myFICO

    Does checking your credit score lower it? Uncover how credit inquiries work, their impact on FICO Sscores, and how long they remain on reports.

  5. Free FICO Score Estimator | myFICO

    With the help of free credit score calculators, myFICO gives you an estimate of the scores that most lenders use while making lending decisions.

  6. How Authorized Users Affect FICO Scores| myFICO

    Learn how being an authorized user on a credit card can impact your FICO® Score. Understand the benefits and risks before adding or removing an account.

  7. Discover How to Improve Your Credit Score Effectively | myFICO

    Find out how to improve your credit score with easy-to-follow tips! Focus on timely payments, reducing debts, and maintaining a positive credit history.

  8. Why Did My Credit Score Drop After Paying Off a Loan?

    Feb 27, 2025 · Hello Many people expect their credit score to improve after paying off a loan; but sometimes, the opposite happens—a sudden score drop. This can be confusing and …

  9. Not-so-obvious causes for a dropping FICO score| myFICO

    Can't figure out why your FICO Score is dropping? Learn some of the common causes for a lower score that may not be obvious on your credit report.

  10. How Do Collections Affect Your Credit? - myFICO

    How Do Collections Affect Your Credit? If you have a collection on your credit report, you may be wondering how it may impact your FICO® Scores. Below we share answers to the most …