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Step 1: I’m pulling ALL THREE credit reports—Experian, Equifax, and TransUnion. I need to see everything that’s holding my score back. We’re breaking it down line by line. Step 2: I’m cleaning up my personal information—old addresses, wrong names, outdated data. Anything tying me to negative accounts is getting removed. Step 3: I’m creating a list every collection, charge-off, and negative account. Dispute letters are going out ASAP. No online clicking. We’re using consumer law and doing this th
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When my client used her tax returns to pay off her collections not knowing paid collections will stay on her credit. $6k gone. 😭 #credit #creditscore #credittips #taxrefund #taxseason
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This applies to student loans, hospital bills, car repossession, collections, and late payments. If they can’t provide proof that you owe them, the law says they must remove it off your credit report! Start disputing and removing !! Text credit to 305-834-5064 #credit #creditrepair #creditscorematters #studentloans #financialfreedom
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